PROMISSORY NOTE
INSTALLMENT - WITH ACCELERATION CLAUSE

__________(city, state, date)_____

FOR VALUE RECEIVED, WE, THE UNDERSIGNED, jointly and
severally promise to pay, in lawful money of the United
States of America, to the order of (name of lender) at
(address of lender), (amount) ( ) Dollars
in installments as follows:

(amount of payment) on (date), and (number)
successive payments of (amount) beginning on
(date of payment) together with a delinquency charge
on each installment in default for days in an
amount equal to percent of such installment
but not less than $ .

In the event of default in the payment of any of the
said installments or said interest when due as herein
provided, time being of the essence hereof, the holder of
this note may, without notice or demand, declare the entire
principal sum then unpaid immediately due and payable.

The holder of this note may, with or without notice
to any of us, cause additional parties to be added hereto,
or release any party hereto, or revise, extend, or renew
the note, or extend the time for making any installment
provided for herein, or accept any installment in advance,
all without affecting the liability of us, or any of us,
hereon.